Dhono Dhanyo Services (OPC) Pvt. Ltd.

Terms of Service for One Rupee Membership

1. Acceptance of Terms

By enrolling in the One Rupee Membership program, you ("Member") agree to abide by the terms and conditions set forth by Dhono Dhanyo Services (OPC) Pvt. Ltd. ("Company"). These terms constitute a binding legal agreement between the Member and the Company.

2. Eligibility

Membership is exclusively available to individuals who are residents of West Bengal, India, and are 18 years of age or older. By enrolling, the Member confirms that they meet these eligibility requirements.

3. Membership Activation and Renewal

  • Activation: Membership is activated upon the payment of Rs. 365/- (Rupees Three Hundred Sixty-Five Only) annually, either directly online or using a digital PIN. Benefits will commence from the 91st day of activation.
  • Renewal: Members must renew their membership annually to continue receiving benefits. Renewal must be completed within 30 days of the membership's expiration date to avoid permanent deactivation. Renewal benefits commence from the 3rd day of renewal.

4. Membership Benefits

  • The Membership entitles the Member and their family (spouse, children, parents, and in-laws) to discounts ranging from 10% to 40% on medical expenses at affiliated hospitals, nursing homes, and laboratories across West Bengal.
  • Benefits are non-transferable and may only be used by the registered Member and their listed family members.

5. Referral Program

  • Members may participate in the referral program and earn incentives based on referrals:
    • Rs. 20 for direct referrals.
    • Rs. 10 for 2nd generation referrals.
    • Rs. 4, Rs. 2, and Rs. 1 for 3rd, 4th, and 5th generation referrals, respectively.
  • Referral incentives may be converted to Joining PINs or Renewal PINs at a conversion rate of 365 points per PIN or withdrawn via bank transfer, subject to a minimum withdrawal amount of Rs. 500/- (Rupees Five Hundred Only) and applicable deductions.

6. Use of Membership

  • The Member agrees to use the Membership only for lawful purposes and in compliance with all applicable laws and regulations.
  • The Membership may not be used for commercial purposes or for the benefit of individuals who are not registered as part of the Member's family.

7. Termination of Membership

  • The Company reserves the right to terminate any Membership at its discretion, with or without cause. In the event of termination, the Member will be notified, and all benefits and incentives associated with the Membership will be forfeited.
  • The Company may also terminate the Membership if the Member is found to be in violation of these Terms of Service or engaged in fraudulent activities.

8. Limitation of Liability

  • The Company does not guarantee the availability, accuracy, or quality of services provided by affiliated hospitals, nursing homes, or laboratories. The Company shall not be held liable for any claims, damages, or losses arising from the use of the Membership benefits.
  • The Member agrees to indemnify and hold the Company harmless from any claims, damages, or losses arising from the Member's use of the Membership or participation in the referral program.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising from or related to the Membership shall be subject to the exclusive jurisdiction of the courts of Kolkata, West Bengal.

10. Changes to Terms of Service

The Company reserves the right to modify or update these Terms of Service at any time without prior notice. Continued use of the Membership after any such changes constitutes acceptance of the new terms.

11. Contact Information

For any queries or concerns regarding the Membership or these Terms of Service, Members may contact the Company via WhatsApp at +91 6290 62 3030 or by email at info@ormbenefits.com.

12. Entire Agreement

These Terms of Service constitute the entire agreement between the Member and the Company regarding the One Rupee Membership and supersede all prior agreements, understandings, or representations [31/07/2024].